1) Banks provide various financial products, including savings accounts, checking accounts, credit cards, mortgages, and investment services.

2) The Black Lives Matter movement gained renewed momentum in 2020 following the killings of George Floyd, Breonna Taylor, and others, sparking protests and discussions on systemic racism, police reform, and social justice around the world.

3) The global response to climate change includes the Paris Agreement, an international treaty aiming to limit global warming and strengthen countries' efforts to address climate change through mitigation and adaptation strategies.

4) The first smartphone, the IBM Simon, was introduced in 1992 and featured a touchscreen, email capabilities, and apps such as a calendar and calculator.